United Cumberland Bank

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Local Banking You Can Count On—Since 1906

At United Cumberland Bank, the focus is on you—your goals, your future, and your financial peace of mind. Serving Scott County and beyond, UCB blends cutting-edge technology with friendly, personalized service to create a banking experience that’s both modern and meaningful.

Founded in 1906, UCB has grown to include seven locations across Scott, McCreary, Pulaski, and Campbell Counties, all united by a common mission: to support families, businesses, and communities with financial services they can trust. As a true community bank, UCB’s employees are also neighbors—and that local connection shapes every interaction.

Whether you’re opening your first account, planning for retirement, or looking to grow your business, UCB is here to help—because when you succeed, we all succeed.

💳 Services May Include:

  • Personal & Business Banking
  • Loans & Mortgages
  • Online & Mobile Banking
  • ATM Access with Deposits
  • Financial Guidance & Support

📍 Scott County Locations:

Oneida Office 106 Municipal Drive, Oneida, TN 📞 (423) 569-6313 🕒 Lobby: Mon–Thu 8:30 AM–4:00 PM | Fri 8:30 AM–5:00 PM 🕒 Drive-Thru: Mon–Thu 8:00 AM–6:00 PM | Fri 8:00 AM–6:00 PM | Sat 8:30 AM–12:00 PM

Huntsville Office 567 Baker Hwy, Huntsville, TN 📞 (423) 569-6313 🕒 Lobby: Mon–Thu 8:30 AM–4:00 PM | Fri 8:30 AM–5:00 PM 🕒 Drive-Thru: Mon–Thu 8:00 AM–4:00 PM | Fri 8:00 AM–5:00 PM

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423-569-6313