Since we opened our doors in 1901, a lot has changed about the way we do business. But one thing has not and never will: our unwavering commitment to our customers and community.
We’re proud to say we’ve been serving the people of Middle and East Tennessee for more than a century. Because the fact is you don’t stay in business for over 120 years without making a whole lot of customers happy.
Thank you for trusting us for all these years. And here’s to many, many more.
Family-owned since 1901.
For 120+ years, our family has been in the banking business. Throughout the generations, we have seen not just banking change, but the entire world. Through all the changes, there is one constant belief each generation of our family has shared: Banking is about people and relationships. And for generations to come, it’s who we will always be. Ammon Ray Hitchcock, Vice Chair 6th Generation Banker
PERSONALIZED SERVICE FOR EVERY PERSONAL MILESTONE.
Checking Accounts
Whether you’re looking to earn some interest or have no minimum balance requirement, we’ll help you find the checking account that fits your needs.
24/7 Banking
Your life doesn’t just operate during business hours, so we make sure you’ve got access to your money all the time, every day.
Savings Accounts
Explore accounts tailored to your goals: saving for a rainy day, a getaway, or retirement. We can even help you get your kids started saving, too.
Loans
Our seasoned team is empowered to make quick, local loan decisions and create solutions tailored to your needs.
Mortgage
Buying a home is complicated enough. Our friendly team helps ensure the mortgage process is as simple and easy to understand as possible.
Card Services
Your checking account comes with a free Visa Debit Card, accepted worldwide. Here, you can set up purchase alerts, get help, and more.
Identity Theft
Protect yourself from would-be scammers. Read our top safety tips and review what to do if you suspect an identity theft issue.
LOCATION- 15730 ALBERTA STREET, ONEIDA, TN
